Terms of Service
Last updated: 2025
These Terms of Service (“Terms”) govern your use of the Owners Club Events platform (“Service”), operated by Owners Club Events (“we”, “us”, “our”). By accessing or using the Service, you agree to be bound by these Terms.
1. Scope of the Service
Owners Club Events provides an online platform for managing membership-based communities, exclusive clubs, and premium automotive or lifestyle organizations. The Service enables organizers to run private and public events, collect payments, manage memberships, and coordinate participant information.
We provide the technical platform only. Each club, event organizer or membership organization (“Organizer”) is solely responsible for all content, rules, pricing, safety, legal compliance, and participation terms of its events or memberships.
2. Roles and Responsibilities
The Service distinguishes between:
- Organizers – clubs or communities operating through the Service.
- Participants – individuals registering for events or memberships.
Participants enter into a contractual and legal relationship with the Organizer, not with Owners Club Events, regarding attendance, membership benefits, refunds, or obligations related to participation.
3. Lawful Use & Eligibility
You must be at least 18 years old to use the Service. All use must comply with EU and Finnish law, including consumer protection, privacy, financial regulation and event safety requirements. Organizers are responsible for ensuring legal compliance of their activities conducted via the Service.
4. Payments and Financial Terms
All payments on the Service are processed by Stripe via Organizer-owned Stripe Express accounts. Owners Club Events does not process or store payment card data.
Organizers are responsible for tax compliance, accounting, invoicing, and refund obligations under Finnish and EU law. We provide technical tools only.
Platform commissions, fees, and payer surcharges are specified in our commercial terms and may be updated with advance notice as required by Finnish consumer regulation.
5. Refunds and Cancellations
Organizers define their own refund policies. Owners Club Events processes refunds only on behalf of the Organizer. Refund eligibility, amounts and timelines are the responsibility of the Organizer, subject to applicable laws.
6. Acceptable Use
The Service may not be used for any unlawful, fraudulent, abusive, defamatory, harmful, or unauthorized purpose. This includes any misuse of personal data, attempts to bypass system security, or violations of intellectual property rights.
We may suspend or terminate access in cases of policy breaches, security risks, fraud, or illegal activity in accordance with Finnish and EU regulation.
7. Third-Party Services (Stripe, Supabase, Vercel)
The Service relies on third-party providers for payment processing, hosting, authentication and availability. Their availability and terms are outside our control. We may replace third-party providers when needed to maintain service quality consistent with EU commercial standards.
8. Intellectual Property
All rights to the platform, branding, UI, software, design elements and content created by Owners Club Events remain our exclusive property. No rights are assigned unless explicitly agreed in writing.
9. Data Protection
Personal data is processed according to the GDPR, Finnish Data Protection Act, our Privacy Policy, and (where applicable) our Data Processing Agreement (DPA). Organizers act as controllers for their community data; we act as their processor.
10. Disclaimers
The Service is provided on an “as is” and “as available” basis. Although designed for stability and premium availability, no service can guarantee uninterrupted uptime. We disclaim all warranties permitted under Finnish law regarding uninterrupted access or error-free operation.
11. Limitation of Liability
To the maximum extent permitted by Finnish law, Owners Club Events is not liable for indirect, consequential, special or punitive damages, including loss of income, profits or reputation.
Our aggregate liability is limited to the service fees paid to Owners Club Events over the preceding 3 months.
12. Term and Termination
These Terms apply until your account is closed. We may terminate accounts for violations of law, security risks, or unacceptable use. Archived accounting records may be retained as required by Finnish bookkeeping regulation.
13. Modifications
We may update these Terms in compliance with Finnish consumer and commercial law. Material changes are announced in advance. Continued use constitutes acceptance.
14. Governing Law
These Terms are governed exclusively by the laws of Finland. Any disputes shall be resolved in the courts of Helsinki, Finland.
15. Contact
Email: support@ownersclubevents.com